Best crypto debit & credit cards
Crypto debit and credit cards bridge the gap between your digital assets and everyday spending. Instead of selling crypto manually and transferring fiat to a bank account, these cards let you spend directly at millions of merchants worldwide—online, in-store, and at ATMs.
Whether you want to earn cashback in Bitcoin, avoid foreign transaction fees, or simply use your stablecoins for groceries, there is a card that fits your lifestyle. Browse our directory below to compare fees, rewards, supported coins, and availability by country.
How crypto cards work
Crypto cards work like traditional debit or credit cards, but your funding source is cryptocurrency rather than a bank account. When you make a purchase, the card provider converts the required amount of crypto to fiat in real time, allowing the merchant to receive standard currency while you pay from your digital wallet.
There are two main types of crypto cards:
- Prepaid/debit cards: You load crypto onto the card in advance. The provider converts it to fiat when you spend. Examples include Coinbase Card and Crypto.com Visa.
- Credit cards: You borrow fiat for purchases and repay in crypto or earn crypto rewards. Examples include Nexo Card and Gemini Credit Card.
Most cards are issued on major networks like Visa or Mastercard, so they work anywhere those cards are accepted. Some cards also support Apple Pay, Google Pay, and Samsung Pay for contactless payments.
How to choose the best crypto card for you
Not all crypto cards are the same. The right card depends on your location, spending habits, and which cryptocurrencies you hold. Here are the key factors to consider:
Supported coins
Some cards only support Bitcoin and Ethereum. Others accept dozens of altcoins and stablecoins like USDC and USDT. Make sure the card supports the assets you actually hold.
Rewards and cashback
Many cards offer cashback in crypto—ranging from 0.5% to 5% or more depending on your spending tier or staking level. Compare reward rates and whether they are paid in the card's native token or your coin of choice.
Fees
Look out for issuance fees, monthly maintenance fees, ATM withdrawal fees, and foreign transaction fees. Some cards are completely free, while others charge for premium perks.
Geographic availability
Many crypto cards are only available in the US or EU. Check if the card ships to your country and whether it supports your local currency for conversion.
Spending limits
Daily and monthly spending limits vary widely. High-net-worth users may need cards with higher limits, while casual users may prefer low-threshold, no-KYC options.
Additional perks
Premium cards may include lounge access, travel insurance, virtual cards for online safety, and staking benefits that boost your rewards rate.
Crypto card comparison
Browse the cards below to compare features, fees, and supported cryptocurrencies. Click on any card for a detailed review.
- KAST Card — Crypto card program with multiple tiers and rewards in KAST Points.
- ether.fi Card — Card offering up to 3% cashback for ether.fi Club members, funded by crypto.
- Aven Bitcoin Visa Card — Bitcoin-backed Visa credit card offering up to $1 million credit lines without selling bitcoin, with fixed-rate plans up to 10 years and 2% cashback.
- Bitbank EPOS Crypto Card — Japan's first credit card that allows monthly bill settlement directly from a bitbank exchange account in bitcoin, with 0.5% crypto cashback.
- BitPay Card — BitPay crypto debit card program with new applications temporarily paused and a waitlist available.
- Coinbase Card — Visa debit card that lets US customers spend crypto; issued by Pathward.
- Coinbase One Card — US credit card on the Amex network that earns bitcoin back rewards and requires a Coinbase One membership.
- Crypto.com Prepaid Card — Crypto.com prepaid Visa card that must be topped up before spending.
- Crypto.com Visa Signature Credit Card — US credit card available in states where the Crypto.com app is supported.
- E.PN — High-performance virtual card issuing platform for seamless crypto-to-fiat spending with 100+ trusted BINs from the US, EU, and LATAM. Offers instant issuance, fees starting from 2%, and no hidden charges. Ideal for global services, subscriptions, and major ad networks (FB, Google, TikTok).
- Fold Bitcoin Credit Card — US credit card that earns up to 4% back in bitcoin rewards on purchases, with a 1.5% base rate and bonus rewards for Fold members.
- Fold Card — Prepaid debit card that earns bitcoin rewards and is issued under the Visa network.
- Gemini Credit Card — Credit card with crypto rewards issued by WebBank on the Mastercard network; applications are invite-only via waitlist.
- Lava Card — Secured Visa credit card that earns up to 5% back in bitcoin on purchases, with no annual fee and no FX fees. Available globally.
- Nexo Card — Crypto card for spending digital assets, available to residents of the EEA and the UK.
- Plutus Card — Visa debit card with on-card rewards and perk system for EU/UK users.
- SBI Visa Crypto Card — Japanese credit card that automatically converts spending points into bitcoin, ethereum, or XRP rewards. Available in Standard and Gold tiers.
- Uphold Debit Card — Visa debit card that lets users spend dollars or 300+ digital assets and earn XRP rewards.
- Venmo Credit Card — US credit card with custom cash back rewards that can be automatically converted to cryptocurrency via the Cash Back to Crypto feature.
- Vield Rewards Credit Card — Australian credit card that earns up to 5% back in bitcoin, designed for bitcoin holders and Vield loan customers.
- Wirex Card — Crypto card with availability that varies by country; see Wirex supported-countries list for card eligibility.