Plutus Card

The Plutus Card is a Visa debit card available to users in the EU and UK that rewards everyday spending with the platform’s native token, PLU (Pluton). It is designed as a crypto-friendly alternative to traditional banking, offering a straightforward rewards structure without the need for staking or lockups.

Rewards

All cardholders start with a minimum of 3% back on all card purchases. Higher reward levels are available through loyalty tiers, with advertised rates up to 9%. Rewards are earned in PLU tokens and can be used to top up the card, claim discounts, or converted to cashback.

Perks

In addition to spending rewards, Plutus offers a Perks program where users can earn 100% back (up to £/€10) at popular brands. The selection includes over 50 merchant options such as Netflix, Spotify, Amazon, Shell, McDonald’s, Deliveroo, and more. Higher-tier plans unlock multiple perks per month.

Benefits

• Free virtual card with no signup cost.
• 14-day trial to explore all features.
• No foreign transaction fees.
• Apple Pay and Google Pay compatible.
• Available across the EU and UK.

Important Considerations

Plutus rewards are paid in PLU tokens, which are subject to market volatility. The Perks program requires users to select merchants and may have monthly limits. The card is a debit product and must be topped up before spending. Users should verify availability and specific terms in their country, as Plutus operates under UK and EU regulatory frameworks.