Crypto.com Prepaid Card

The Crypto.com Prepaid Visa Card is a US-based prepaid card that must be topped up before spending. Unlike the company’s credit card product, this card requires users to load funds in advance. It is issued by Community Federal Savings Bank and is part of the broader Crypto.com Level Up rewards program.

Rewards and Tiers

The card is available in multiple tiers tied to the Level Up program:

• Midnight Blue: Free, 0% rewards
• Ruby Steel: $4.99/month or $49.90/year, or $500 CRO staking, 2% CRO rewards
• Jade Green/Royal Indigo: $29.99/month or $299.90/year, or $5,000 CRO staking, 3% CRO rewards
• Icy White/Rose Gold: $50,000 CRO staking, 4% CRO rewards
• Obsidian: $500,000 CRO staking, 5% CRO rewards

Monthly rewards caps apply to lower tiers ($25 for Ruby, $75 for Jade), while higher tiers have no limit. Rewards are paid in CRO tokens.

Benefits

Higher tiers include subscription rebates (Spotify, Netflix, Truth+), airport lounge access (for Pro and Private tiers), priority support, and exclusive event invitations. Free ATM withdrawals range from $200/month for the basic tier up to $1,000/month for Obsidian.

Important Considerations

The card is prepaid, not a debit or credit card, so it must be actively loaded with funds. All top-ups are limited to $25,000 per month. The Level Up program requires either a subscription fee or CRO staking, which represents a significant upfront commitment for higher tiers. Rewards and benefits are subject to change at Crypto.com’s discretion.