Crypto.com Visa Signature Credit Card

The Crypto.com Visa Signature Credit Card is a US credit card that complements the company’s prepaid card offering. It is issued by Comenity Capital Bank and runs on the Visa network. The card is available in states where the Crypto.com app is supported, and enrollment is tied to the Level Up rewards program.

Rewards

Cardholders earn 1.5% to 6% back in CRO or BTC on purchases, depending on their Level Up tier:

• Basic (Midnight Blue): 1.5% back in CRO or BTC (capped at $250/month for BTC, then 1%)
• Plus (Ruby Steel): 3.5% back in CRO or BTC (capped at $500/month for BTC, then 2%)
• Pro (Jade Green/Royal Indigo): 4.5% back in CRO or BTC (capped at $1,000/month for BTC, then 2%)
• Private (Icy White/Rose Gold): 5.5% back in CRO or BTC (capped at $5,000/month for BTC, then 2%)
• Private (Obsidian): 6% back in CRO or BTC (capped at $10,000/month for BTC, then 2%)

CRO rewards are uncapped. Users can choose their preferred earn token in the app.

Benefits

• Welcome bonuses ranging from $100 to $300 in CRO based on tier and spend thresholds.
• Subscription rebates for Spotify, Netflix, and Truth+ on eligible tiers.
• Airport lounge access via Priority Pass for Pro and Private tiers.
• Visa Signature benefits including travel protections and concierge services.
• No annual credit card fees.

Important Considerations

The card requires an active Level Up subscription or CRO staking/lockup. A soft inquiry is used for pre-qualification, but a full credit check applies upon final approval. The BTC rewards caps mean heavy spenders may see reduced rates after hitting monthly limits. Rewards are calculated using the market rate at the time of purchase, so the amount of crypto earned can vary.