WestWallet Card

The WestWallet Card is the debit card offering from WestWallet, a multi-currency custodial crypto wallet operated by EU-based WestGroup Inc. The card bridges the WestWallet crypto balance with everyday card payments: users top up the card directly from their wallet balance, with the conversion from crypto to card currency happening automatically at the point of top-up or payment. Both virtual and physical cards are available, and the card supports Apple Pay, Google Wallet, and Samsung Wallet for mobile payments.

Rewards

WestWallet does not advertise a recurring cashback or rewards program on the card. The pricing model is built around a low conversion fee rather than ongoing rewards, which keeps the product positioning closer to a payments utility than a rewards card.

Benefits

• Virtual and physical cards — first virtual card and first physical card both issued free of charge.
• No annual or monthly fee — there is no recurring fee for card access or maintenance.
• Free top-up from WestWallet — moving funds from the wallet balance to the card carries no service fee.
• Mobile wallet support — the card works with Apple Pay, Google Wallet, and Samsung Wallet (plus other compatible digital wallets).
• Automatic crypto-to-fiat conversion — the platform handles the conversion from crypto balance to the card currency before the payment settles.
• Spending controls — card limits and per-transaction caps are visible in the WestWallet account dashboard.

Pricing

• Crypto → card conversion: from 0.25% (positioned below typical crypto-card conversion pricing).
• Card payments: 0% (WestWallet adds no purchase fee).
• FX markup: 0% (no extra service markup on the currency rate).
• ATM withdrawals above €1,000 / day: 1% fee.
• Replacement card: €5.

Limits

• Single purchase: up to €20,000.
• Daily spend: up to €50,000.
• Monthly spend: up to €1,000,000.
• ATM per day: up to €1,000.
• Minimum top-up: €5.

How It Works

WestWallet Card functions as a bridge between a crypto wallet, exchange, and card payments. Users hold crypto inside the WestWallet wallet and convert to the card currency (EUR in the public pricing) when topping up. The service accounts for regional requirements, verification level, and payment partner availability, so the exact card product available to a given user depends on their jurisdiction and KYC status.

Important Considerations

• Regional eligibility: Card availability depends on the user’s country, verification level, and the payment partner serving that region. Users should confirm availability in their jurisdiction before applying.
• Network not publicly specified: The card page does not name a single card network; the FAQ links to a dedicated Visa/Mastercard information page, suggesting network availability may depend on region.
• Conversion fee, not rewards: WestWallet’s value proposition is low conversion cost rather than recurring cashback. Users looking for rewards-heavy cards should compare against traditional crypto credit cards.
• Custodial wallet required: The card is tied to the WestWallet wallet, so users who prefer self-custody will need to look elsewhere.
• KYC required: Standard identity verification is required to obtain a card.