Finance / Loans
Loans
Access crypto-backed loans and credit services. Borrow against your Bitcoin or Ethereum without selling your holdings.
Bitcoin 
Ethereum 
Solana 
Tether USD Crypto-backed loans let you access liquidity without triggering a taxable sale. You deposit Bitcoin or Ethereum as collateral and receive fiat or stablecoins in return. Most platforms here are Bitcoin-focused, and several are non-custodial.
Ledn offers Bitcoin-backed loans for cash access without selling your BTC. Unchained provides Bitcoin-collateralized loans with custody options designed for long-term holders. SALT Lending lets you borrow cash using Bitcoin as collateral. Nexo offers instant credit lines backed by BTC or ETH. Firefish is a non-custodial peer-to-peer Bitcoin-backed lending marketplace. Lend at Hodl Hodl is another P2P option with no middleman custody. Loan terms, LTV ratios, and interest rates vary significantly between platforms, so compare before committing.
Listings
- APX Lending — Canada and US-compliant crypto-backed lender offering Bitcoin and Ethereum collateral loans with insured cold storage custody and no credit checks.
- Arch Lending — Crypto-backed lending platform offering loans against Bitcoin, Ethereum, and Solana collateral with rates starting at 7.25% APR and qualified custodian security.
- Firefish — Non-custodial peer-to-peer Bitcoin-backed lending marketplace to borrow fiat without selling Bitcoin.
- Ledn — Crypto lending platform offering Bitcoin-backed loans so you can access cash liquidity without having to sell your Bitcoin.
- Lend at Hodl Hodl — Non-custodial peer-to-peer lending platform where you can borrow or lend against Bitcoin collateral without a middleman.
- Nexo — Crypto lending platform offering instant credit lines backed by Bitcoin or Ethereum as collateral, without selling your assets.
- SALT Lending — Crypto-backed lending platform that lets you borrow cash using Bitcoin as collateral, without selling your digital assets.
- Unchained — Bitcoin-collateralized loans with custody options designed for long-term Bitcoin holders.