Coins / Bitcoin / Finance / Loans
Loans That Accept Bitcoin
Browse 8 loans that accept Bitcoin (BTC) as payment. Access crypto-backed loans and credit services. Borrow against your Bitcoin or Ethereum without selling your holdings.
Why pay with Bitcoin for Loans?
Bitcoin offers a fast, secure, and borderless way to pay for loans. Whether you're shopping online or booking services, paying with crypto means lower fees, no chargebacks, and global accessibility.
Many merchants accept Bitcoin directly or through payment processors like BitPay, Coinbase Commerce, and NOWPayments. Some offer discounts or incentives for crypto payments.
Listings
- APX Lending — Canada and US-compliant crypto-backed lender offering Bitcoin and Ethereum collateral loans with insured cold storage custody and no credit checks.
- Arch Lending — Crypto-backed lending platform offering loans against Bitcoin, Ethereum, and Solana collateral with rates starting at 7.25% APR and qualified custodian security.
- Firefish — Non-custodial peer-to-peer Bitcoin-backed lending marketplace to borrow fiat without selling Bitcoin.
- Ledn — Crypto lending platform offering Bitcoin-backed loans so you can access cash liquidity without having to sell your Bitcoin.
- Lend at Hodl Hodl — Non-custodial peer-to-peer lending platform where you can borrow or lend against Bitcoin collateral without a middleman.
- Nexo — Crypto lending platform offering instant credit lines backed by Bitcoin or Ethereum as collateral, without selling your assets.
- SALT Lending — Crypto-backed lending platform that lets you borrow cash using Bitcoin as collateral, without selling your digital assets.
- Unchained — Bitcoin-collateralized loans with custody options designed for long-term Bitcoin holders.